1. Who we are
Calmora Budgeting operates an educational website for personal budgeting courses and related learning resources. This policy explains how information is handled when you browse the site, contact us, or use browser-based catalog features.
2. Information you provide
If you use the contact form, we receive your name, email address, optional phone number, and message. We use these details to respond to your request, maintain correspondence, and improve support. Please do not send sensitive information through the form.
3. Browser storage and cookies
Favorites and cart selections are stored in your browser under Calmora-specific localStorage keys. Essential cookies may record your consent choice and interface preferences. These features are not a substitute for an account database.
4. Use and sharing
We use submitted information for support and site administration. We do not sell personal information. Information may be disclosed where required by applicable law or to service providers needed to operate the website.
5. Retention and security
We retain correspondence only for as long as reasonably needed for its purpose or legal obligations. We use reasonable administrative and technical safeguards, although no internet transmission can be guaranteed completely secure.
6. Your choices
You may ask about information associated with your correspondence, request correction, or ask us to stop using it where applicable. Contact Calmora Budgeting to begin a request.
7. Changes
We may update this policy when our practices or legal requirements change. The effective date above identifies the current version.